Savings Account kya hota hai ? Savings Bank Account ke liye kaise Apply kare ?

Hi Friends,

Savings Account kya hota hai ? Savings Bank Account ke liye kaise Apply kare ?  ke bare me janege. Savings Account kya hota hai ? Savings Bank Account ke liye kaise Apply kare ? Dosto Savings Account vo hota hai jo aap ke money ko apne pass save karke rakhta hai. Fir jab aap ko jarurat padta hai, to aap un money ko Withdraw bhi kar sakte hai. Bank me aap Two types ke Account ko open kar sakte hai. Savings Account aur Current Account ye two type ke account bank me aap khul va sakte hai. Current Account ke liye aap ka koi business hona chahiye Aur Savings Account koi bhi open karva sakta hai.

Savings Account kya hota hai ? Savings Bank Account ke liye kaise Apply kare ?


Savings Account kya hota hai ? Current Accounts ka use Business wale ise liye karte hai. kyoki unhe per day bhut jada transaction karna padta hai. Or aap Current Account ke jariye bhut hi asani se Transaction kar sakte hai. Savings Account me aap ko kuche limitation hota hai. Agur aap use limitation ko khatam karte hai, to aap ko extra tax ya account block hone ka bhi chance hai. Agur aap ko per day Jada transaction karna hai Aur aap ka Business hai to aap  Current Account open karvaye.

Dosto Khche time phele Savings Account khulvane ke liye bhut hi lamba line lagta tha. Kyo ki kaha ja rhaa tha ki jo person 0 Rs Account open karvaye ga use 10000 Rs diya jayega. Jiske lalch me logo ne apna 0 Rs wala Account bhi open karvaya. Sabse jada Savings Account open hua Modi ji ke Raaj me. Prime Manister ke tref se chalaya gya jan dhan yojana mission me harek garib Indian ka Accounts open kiya gya. Jisme unhe kisi bhi parkar ka deposit nhi karna pada Account open karane me.

Agur aap ke pass abhi bhi Savings Account nhi hai to tension mt le mai aap ko Savings Account kya hota hai ? Savings Bank Account ke liye kaise Apply kare ? ke bare me full details dunga bs aap ise post ko suru se lekar last tk jarur padhe. Aap ko Savings Account kya hota hai ? Savings Bank Account ke liye kaise Apply kare ? post me or bhi kai parkar ka details diya jayega.

Jaise:- Savings Account kya hota hai, Savings Bank Account ke liye kaise Apply kare, Savings Account Open karane ke liye kitna deposit karna hoga, Savings Account par aap ko kab or kitna Tax pay karna hoga, Aap apne Savings Bank Account me Kitna Rupees rakh sakte hai, Savings Account ke Rule 2019, Cash Withdraw Savings Account limit, Savings Account ka Interest Rate Kitna hai, Savings Account ke sath aap ko kise – kise chij ka facilities milta hai, Aap ko Savings Account ke liye kise – kise Services ke liye charges pay karna hoga.

Savings Account kya hota hai

Dosto Savings Account ek bchat khata account hai. Aap Savings Account me Apna Money Deposit karke 3% se 7% tk ka Interest le sakte hai. Savings Account me aap apne money ko deposit karke usko safe rakh sakte hai. Aap ko jab bhi jarurat pade aap apne ATM Card ke through ya Bank me ja kar Withdraw kar sakte hai. Savings Account se aap apne life me kuche kamo ko bhut hi fast kar sakte ho. Savings Account aap ke paise ko lekar security provide karta hai. Deposit kiye gye paiso ka risk uska hota hai jab tak aap ke paise unke pass hai tab tk aap ke paiso ka jimevari bank ka hota hai.

Savings Bank Account ke liye kaise Apply kare ?

Dosto Savings Bank Account Open karane ke liye sabse phele aap jis bank me account open karvana chahte hai use bank me jaye aur aap account open form le. Jab aap ko Savings Bank Account open form mile jaye to aap uspe apna sara details fill karde. Aap se jo bhi details manga gya hai. Aap use form ko thik se fill kare kyo ki account open hone ke baad aap ko passbook milta hai. Vo passbook aap ke proof ke liye bhut hi use me aata hai. Aap apna naam, address or date of birth thik se fill kare.

Jab aap form fill karde to uske sath aap apna aadhaar card ko photo copy dede uske sath aap ko 2 ya 4 pasport size photo ka bhi jarurat padega aap ye proof submit karde aap vha pe help desk pe jaye or unse aap puche sakte hai ki Savings Account Open karane ke liye form kaha pe submit karna hai. Aap vha pe puche karke apna Savings Bank Account ka form submit karde.

Savings Bank Account Open karne ke liye jaruri Documents

Dosto Aap ko Savings Bank Account Open karane ke liye Form fill karke form lele, 4 copy Pasport Size photo aur Aadhaar Card hona jaruri hai. Agur aap ke pass ye proof hai to aap Savings Bank Account ke liye Apply kar sakte hai. Dosto kai bank me aap ko online form fill karke Savings bank account ko open karne ka facilities hota hai. Aap online form fill karke uska application form photostate karke bank account me apne proof ke sath submit kar sakte hai.

Dosto Sabse asan tarika hai aap ko jise Bank me Savings Account open karna hai aap use bank me chale jaye or unse puche le ki documents kya lagega Aur form online fill karna hai ya offline vo aap ko khud hi bata denge ki form kaise fill karna hai or documents kya – kya lagega. Kyo ki dosto kai baar bank wale apne bank ke rule ke mutabik savings bank account open karne ke liye proof mangte hai.

Savings Account Open karane ke liye kitna deposit karna hoga

Savings Account Open karane ke liye first time me kai baar kuche bank wale apne bank ke mutabik kuche fix amount khete hai deposit karne ke liye. Kuche bank 1000 Rs deposit karne ko khete hai or kuche bank ke branch aap ko 3000 Rs bhi deposit karne ko khe sakte hai. Agur aap Zero Balance Savings Bank Account open karvana chahte hai, to aap Zero balance ke liye apne bank branch me puche sakte hai.

Zero Balance savings bank account kuche hi bank wale open karte hai. Aap agur Zero balance Savings bank account open karna chahte hai, to aap phele bank me puche le vo open karte hai ya nhi aap sbi bank me bhi ja kar zero balance account open karva sakte hai. Mai aap ko confirm to nhi bata sakta ki sabhi sbi bank branch zero balance savings account open karte hai ya kuche hi branch open karte hai. Iske bare me aap najdik ke sbi bank branch me ja kar puche sakte hai, ki vo zero balance pe Savings Bank Account Open karate hai.

Savings Account par aap ko kab or kitna Tax pay karna hoga

Dosto Savings Account par aap ko kab or kitna Tax pay karna hoga ye bhut hi jaruri question hai kyo ki hme pata hona chahiye ki hme kab or kaise tax pay karna pade sakta hai. Dosto Agur aap ka Savings Bank Account Interest 1 year ka 10000 Rs se jada ho jata hai to aap ko use time pe aap ko charge pay karne honge. Agur aap kuche extra services ka use karte hai to aap ko uske kuche fees pay karna pade sakta hai.

Aap apne Savings Bank Account me Kitna Rupees rakh sakte hai
Dosto Savings Bank Account me money deposit karne ke bhi limit hote hai. Agur aap use limit se jada ka paise deposit karte hai. apne bank account me to aap ko kuche taxes dena pade sakta hai. Aap apne bank account me kitna rupees rakh sakte hai. vo bhi without taxes ke iske bare me aap apne bank branch ja kar puche sakte hai.

Savings Account ke Rule 2019

Cash Withdraw Savings Account limit

Dosto Cash withdraw karne ke bhi kuche limit hai. jinhe aap ko follow karna bhut hi jada important hai. Agur aap in rule ko follow nhi karte hai. to aap ko bhut hi jada taxe/charges pay karna pade sakta hai. Aap ATM Machine se 1 time me 10000 Rs se jada nhi nikal sakte hai. Agur aap withdraw jade amount ka karte hai to aap ko tax bhi pay karna pade sakta hai. Aap bank se 50000 Rs tk ka withdraw bhut hi asani se le sakte hai. Agur aap jade amount ka withdraw lete hai to aap ko pan card show karna pade sakta hai.

Savings Account ka Interest Rate Kitna hai

Dosto jaisa ki aap jante hi honge ki sabka apna – apna Rule and regulation hota hai. Agur hm sabse jada high Savings bank Account interest ka baat kare to kuche bank hai jo aap ko 3.50% se lekar 7% tk ka interest rate dete hai. Aap ke savings Bank Account me deposit kiye amount pe. Aap yha click karke List dekh sakte hai. konse Savings Bank Account Deposit kiye hue paise pe kitna percentage interest provide karte hai. Agur aap ka Amount jada hai to kuche bank uspe adhik interest provide karte hai. Savings Bank Account par bank kitna percentage interest dete hai list.

Savings Account ke sath aap ko kise – kise chij ka facilities milta hai

Dosto aap ko Savings Bank Account ke sath kai parkar ke facilities milte hai. Jaise ATM Card, Netbanking, Passbook, Phone Banking aur Mobile Banking aur bhi kai parkar ke facilities milte hai. Agur aap Savings Bank Account open karvate hai, to aap Apne ATM Card ke help se kisi bhi ATM Machine se turant paise nikal sakte hai. Aap jab apna Savings Bank Account open karlete hai, to aap kuche time baad Credit card ke liye bhi Apply kar sakte hai. Aap Apne Savings Bank Account ke sath Cheque Book ke liye bhi Apply kar sakte hai. Agur aap ko online kisi bhi person ko money transfer karna hai to aap 5 sec ke andur money transfer kar sakte hai.

Aap ko Savings Account ke liye kise – kise Services ke liye charges pay karna hoga

Dosto Mai yha pe SBI Savings Bank Account ko lekar baat karunga. Agur aap ATM Card  ka use karte hai to aap ko Quarterly kuche payment karna padta hai, Agur aap SBI Savings Bank Account ke message system ko activate karte hai, to aap ko uska bhi quarterly charges pay karna hoga. Agur aap sbi ke Netbanking ko use karke agur Or kisi bank ke account me money transfer karte hai, to uska bhi aap ko charges pay karna padta hai.  Agur aap ka Annual Interest 10000 Rs se adhik hota hai, to fir aap ko uske liye bhi charges pay karna padega.

Agur aap ATM Card ka use kisi or Bank ke ATM Machine me karte hai, to sirf aap ko three time ka free services milta hai. uske baad se aap ko charges pay karna padega. Aap kuche three time use karsakte hai three time ke andur aap kuche bhi kar sakte hai. Aap apne paise nikal sakte hai, Mini statement dekh sakte hai aur balance check kar sakte hai. Aap kuche bhi kijiye bs aap ko three time ka hi services milta hai.

Aap agur Net banking se Kisi bhi SBI Savings Bank Account me money transfer karte hai, to aap ko koi charges pay nhi karna hoga. Agur aap ka ATM Card lose ho jata hai to aap 100 Rs ka charges pay karna hoga. Aap agur first time Cheque book ke liye apply karte hai, to aap ko free me cheque book milta hai. Agur aap seconf Cheque book copy  ke liye apply karenge to aap ko uske kuche charges pay karna pade sakta hai.

Ok friends aaj ke Savings Account kya hota hai ? Savings Bank Account ke liye kaise Apply kare ? post me bs itna hi. Agur aap ko ye post Pasand aaya hoto ise post ko apne friends ke sath share jarur kare. Agur Friends aap ko kisi bhi parkar ka problem ho ya aap ka koi Question hoto please aap ise post pe comment jarur kare mai aap ka pura help karunga. Or hmare social media network ko like, share or join jarur kare.

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